India Factoring provides a complete document checklist in the written acknowledgement issued at the time of application. The checklist is tailored to your facility type and business profile. Generally, you will need to provide company registration documents, audited financial statements, details of your key export buyers, and sample invoices or contracts. Our team will guide you through the full requirements at the start of the process.

Yes. Once your facility is active, you can submit credit limit requests for additional buyers at any time. Each new buyer is assessed by our FCI correspondent in their market, and an approved credit limit is set. Buyers within the approved limit are eligible for prepayment and credit cover. We recommend submitting credit limit requests before extending payment terms to new buyers so that cover is in place before you invoice.

India Factoring will notify you in writing of any changes to the terms and conditions of your factoring facility — including changes to discount or interest rates, service charges, or disbursement schedules. Changes to discount and interest rates are applied prospectively only. Your Factoring Agreement contains the full provisions governing changes, and you will always receive written notice before any change takes effect.